Unique Strategies
, the legal team at Contreras Law Firm ,

Helping You Get Back On The Right Financial Path

Struggling with unmanageable debt can lead to complications in many other areas of your life. The stress alone can make otherwise ordinary situations nearly impossible to bear, and many people experience issues with their jobs and personal relationships. Add to that the constant phone calls and letters demanding money that you don’t have, and you begin to wonder where everything went wrong.

The good news is that you can get relief from your debt and make a fresh financial start through consumer bankruptcy. There are specific steps that need to be taken in the process of filing for bankruptcy, and the assistance of an experienced attorney can help to ensure that the entire process goes smoothly. From our office in San Diego, the team at Contreras Law Firm represents California clients in all aspects of these cases.

Understanding Your Consumer Bankruptcy Options

The vast majority of consumer bankruptcy filings fall under Chapter 7 or Chapter 13.

Chapter 7 bankruptcy tends to be a good option for people who are dealing with large amounts of unsecured debt. Credit card debt, medical bills and other types of debt that is not backed by collateral is considered unsecured debt. Creditors are sometimes repaid through the liquidation of certain assets, but many debtors simply have their debts discharged without any loss of property.

Chapter 13 bankruptcy is often selected by people who have the ability to repay a portion of their debts through a court-approved repayment plan or persons who have fallen behind on their mortgage and simply want to catch up. Once the payment plan has been fulfilled through the Chapter 13 bankruptcy, the debts are discharged by the court regardless of whether the creditors have been fully repaid.

We will work with you to determine which solution would be the best fit for your needs, including whether bankruptcy makes sense for your situation at all. We will explain the available options and make sure that you have all the information you need before we embark on any course of action. If you decide to move forward with bankruptcy, we will be there with you at every step, from preparing your petition and submitting it to the court to representing you at any adversary proceedings and the ultimate discharge of your debts.
How Much Does it Cost to File for Bankruptcy?

You Are Not alone | Learn More About How Bankruptcy Can Help You

Contact our office in San Diego to discuss your debt relief needs with a lawyer. We conduct a free evaluation of your circumstances and give you our best recommendation about how to proceed. Call 619-908-1495 or send us an email to schedule an appointment.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

An Experienced Team
Of Litigators Working For You

Recognition and Awards

San Diego's Favorite | Union-Tribune Readers Poll 2020

San Diego's Best | Union-Tribune Readers Poll 2020

Super Lawyers Rising Stars

State Bar Of California | CBLS | California Board of Legal Specialization

ABA | American Bar Association

Avvo Client's Choice Award 2017 | Dolores A Contreras

Avvo Rating 8.2 | Dolores A Contreras | Top Attorney

Top 3 Business Lawyers In San Diego 2019 | Three Best Rated

AVVO Client's Choice Award 2017 | Elyse Bujewski Butler | Top Attorney
Avvo Rating 9.7 | Elyse Bujewski Butler | Top Attorney


Lawyers.com | Your Legal Solution Starts Here

American Institute of Legal Advocates Elite Advocate 2018

What Our Clients
Say About Us

“Invaluable! When I first began the process of dissolution Contreras Law came highly recommend to me by several trusted friends. I can understand why. is confident, extremely knowledgeable, and entirely well-spoken. The office staff have been beyond generous towards me with their time and their thoughts towards my case. I can wholeheartedly offer my recommendation of Contreras law as a trusted source of legal counsel that will work hard for favorable outcomes!”
– J.S.

“The attorneys at Contreras Law are professional and very attentive to client needs. The attorneys at Contreras Law are professional and very attentive to client needs. They aren’t like other firms that make you feel like you are one out of hundreds of clients. To the contrary, Contreras Law goes out of its way to give you a personalized experience. I highly recommend Contreras Law for your future family or civil law needs.
– S.A.

“Great firm, awesome attorneys! A while ago, I was confused with the entire process of filing for a divorce. Gisela Acevedo diligently guided me through it all. She made the entire process easy that I was divorced in a matter of 8 months!”
– A.R.

“It’s a WIN WIN! I distinctly recommend Contreras Law as an attorney and any firm she is affiliated with, because she is not only a good attorney and knows the law very well and knows how to dig in, but she is attentive to the bigger picture of your needs, no matter the case. It is a pleasure to have gotten to know her as both an attorney and now as a friend.”
– K.R.

Discuss Your Financial Needs
With A Bankruptcy Lawyer

Free Consultations Available

At Contreras Law Firm, our bankruptcy attorneys understand the challenges clients are facing during these difficult financial times. Our law firm will take the time to fully understand your situation and tailor a strategy just for you. We will explain the bankruptcy laws and provide you an honest assessment of what you can expect.